What is Agriculture Insurance?
Farming in Uganda involves facing immense variables entirely outside your control—changing rainfall patterns, unexpected droughts, and sporadic disease outbreaks affecting livestock. Traditional financial safety nets rarely understand these unique agricultural risks.
Agriculture Insurance provides farmers and agribusinesses with financial compensation if they suffer losses due to natural perils. With Stallion acting as your broker, we link you with underwriters who specialize in "Agri-Insurance", ensuring you can bounce back from a bad season and plant again the next year without crippling debt.
What It Covers
Crop Insurance (Weather)
Protection against yield shortfall caused by drought, excessive rainfall, hailstorms, and frost.
Livestock Mortality
Compensation for the death of cattle, poultry, or pigs due to unavoidable diseases, accidents, or fires.
Pest & Disease Outbreaks
Specific covers for crop damage resulting from uncontrollable pest infestations or plant diseases.
Farm Equipment
All-risks protection for tractors, irrigation systems, and processing machinery against damage and theft.
Post-Harvest Storage
Coverage for crops that are harvested and stored in silos against fire, flood, and theft.
Greenhouse Cover
Specialized insurance protecting expensive greenhouse structures and the high-value crops grown within.
Who is this for?
Commercial Farmers: Large-scale operations focusing on export cash crops like coffee, tea, and cotton, or high-yield domestic food crops.
Livestock Breeders: Dairy farms, ranches, and large-scale poultry operations whose entire working capital is tied to the health of their animals.
Agribusiness Financers: Banks and microfinance institutions requiring insurance as collateral before issuing agricultural loans to farmers.
Why Get It Through Stallion?
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Agronomist Assessments
We work with qualified local agronomists during the underwriting stage to ensure your specific yields and risks are accurately valued in the policy.
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Bank-Approved Policies
If you need insurance to unlock a commercial farming loan, we structure policies specifically guaranteed to meet Ugandan banking requirements.
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Faster Field Claims
When weather hits, delays ruin the next planting season. We aggressively push underwriters to dispatch field assessors immediately to expedite your payout.
How to Get Covered
Farm Profiling
You provide details of your acreage, crop/livestock type, and historical yield data.
Field Assessment
Insurers may conduct a field visit to inspect equipment, biosecurity, or soil conditions.
Policy Activation
Premium is paid, and your farm is protected for the duration of the season or year.
Frequently Asked Questions
Yes, through the Uganda Agriculture Insurance Scheme (UAIS). The government provides premium subsidies (often up to 50% for small-scale farmers and 30% for large-scale) to make this insurance highly affordable. As your broker, we facilitate access to this subsidy.
Standard mortality covers death due to disease or accident. However, coverage against theft (cattle rustling) can sometimes be negotiated as a special extension depending on the security measures (fencing, guards) employed at your farm.
MPCI provides comprehensive cover against almost all natural risks (weather, pest, disease) causing a drop in yield below a guaranteed historical average. It is the gold standard for crop coverage.