Stallion Insurance Brokers Limited

This is a statutory cover required of every employer to insure their workers against liability for injuries or disease arising out of and in course of their employment.

This policy will provide compensation to employees and or their dependants for injuries, death, disabilities, medical and burial expenses incurred as a result of accidents, and occupational hazards suffered both during and outside working hours on a 24 hours basis and while employees are anywhere in Uganda or in the world.

This policy covers death / disability arising out of an accident. The cover can be given on a 24 hour basis and a worldwide basis as well to employees during their vacation / business trips. Disability cover is also available for permanent total, permanent partial and temporary disabilities.

Public liability insurance covers the cost of legal action and compensation claims made against your business if a third party is injured or their property suffers damage whilst at your business premises or when you are working in their home, office or business property.

What does Public Liability (PLI) cover?

Public Liability Insurance covers the costs of defending your business a lawsuit and payments of claims by a member of the public, including:

Bodily Injury: PLI protects against the risk of someone being injured on your business property. The coverage usually includes areas outside the property, like walkways and parking lots.
Property damage: The coverage includes protection of a business from damage to someone else's property while they are on your property or while you are doing work. For example, if a carpenter is working on a customer's home and breaks a window, that damage would be covered.
Legal expenses: The cost of hiring and paying an attorney to represent your business in a lawsuit brought by a customer or someone else is covered by a PLI policy.

Professional Indemnity insurance is designed for professionals who provide advice or a service to their customers. It protects you against legal costs and claims for damages to third parties which may arise out of an act, omission or breach of professional duty in the course of your business.

Why do I need it?

Defending yourself from a professional conduct claim can cost you time, money and damage your reputation, regardless of whether the allegations are founded or not. If things do go wrong you could be held responsible not only for your own actions but for those of your partners, employees or volunteers.

Who is covered by my Professional Indemnity policy?

A Professional Indemnity insurance policy should cover not only your business but also any principal, employee, director, partner or related entity whilst acting with the scope of their duties.